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How Much is Insurance for a Cadillac XT5?

Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Cadillac XT5 insurance costs around $105 more per year than the average vehicle

Cadillac XT5 insurance rates are around $105 more annually than the average vehicle. Full coverage costs around $1,624 a year or $135 a month. Safe drivers can save up to $670 a year in policy discounts by practicing safe driving habits. Let’s take a quick look at Cadillac XT5 insurance rates, crash test ratings, and more.

You can start comparing quotes for Cadillac XT5 car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Cadillac XT5 Insurance Cost

The average Cadillac XT5 auto insurance rates are $1,624 a year or $135 a month.

Are Cadillac XT5s Expensive to Insure?

The chart below details how Cadillac XT5 insurance rates compare to other SUVs like the Mercedes-Benz GLS 450, Chevrolet Traverse, and Toyota Highlander.

Vehicle Comprehensive Collision Liability Total
Cadillac XT5 $376 $718 $372 $1,624
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Chevrolet Traverse $336 $470 $316 $1,258
Toyota Highlander $332 $512 $390 $1,392
GMC Yukon $376 $594 $372 $1,500
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
Ford Explorer $308 $470 $372 $1,308
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However, there are a few things you can do to find the cheapest Cadillac insurance rates online.

What Impacts the Cost of Cadillac XT5 Insurance?

Even though the average annual rate for the Cadillac XT5 is $1,624, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac XT5.

Age of the Vehicle

Older Cadillac XT5 models generally cost less to insure. For example, car insurance for a 2020 Cadillac XT5 costs $1,624, while 2017 Cadillac XT5 insurance costs are $1,574, a difference of $50.

Model Year Comprehensive Collision Liability Total
2020 Cadillac XT5 $376 $718 $372 $1,624
2019 Cadillac XT5 $358 $690 $390 $1,596
2018 Cadillac XT5 $344 $686 $398 $1,586
2017 Cadillac XT5 $332 $668 $416 $1,574
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Driver Age

Driver age can have a significant impact on Cadillac XT5 auto insurance rates. For example, 20-year-old drivers pay approximately $1,987 more each year for their Cadillac XT5 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Cadillac XT5 insurance rates. For example, drivers in Los Angeles may pay $893 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Cadillac XT5 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac XT5 car insurance with violations on their driving record.

Cadillac XT5 Safety Ratings

Your Cadillac XT5 auto insurance rates are influenced by the Cadillac XT5’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Cadillac XT5 Crash Test Ratings

Not only do good Cadillac XT5 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac XT5 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Cadillac XT5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Cadillac XT5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Cadillac XT5 SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Cadillac XT5 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Cadillac XT5 SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Cadillac XT5 SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Cadillac XT5 SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Cadillac XT5 SUV AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Cadillac XT5 Safety Features

The more safety features you have on your Cadillac XT5, the more likely it is that you can earn a discount. The Cadillac XT5’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Cadillac XT5 Finance and Insurance Cost

If you are financing a Cadillac XT5, you will pay more if you purchase Cadillac XT5 car insurance at the dealership, so be sure to shop around and compare Cadillac XT5 car insurance quotes from the best companies using our FREE tool below.

Ways to Save on Cadillac XT5 Insurance

There are many ways that you can save on Cadillac XT5 car insurance. Below are five actions you can take to find cheap Cadillac XT5 auto insurance rates.

  • Move to an Area with a Lower Cost of Living
  • Ask About a Student Away from Home Discount
  • Remove Young Drivers from Your Cadillac XT5 Insurance When They Move Out or Go to School
  • Park Your Cadillac XT5 Somewhere Safe – like a Garage or Private Driveway
  • Ask for a Cadillac XT5 Discount If You Have College Degree or Higher

Top Cadillac XT5 Insurance Companies

The best auto insurance companies for Cadillac XT5 car insurance rates will offer competitive rates, discounts, and account for the Cadillac XT5’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Cadillac XT5 Insurance Quotes Online

You can start comparing quotes for Cadillac XT5 car insurance rates from some of the best car insurance companies by using our free online tool now.

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