8:00 - 17:00
Opening Hour: Mon - Fri
Lexus NX 300 insurance rates are about $75 more per year than the average vehicle with full coverage costing around $1,594 a year or $133 a month. Good drivers can save up to $657 a year in policy discounts by practicing safe driving habits. Let’s dive into Lexus NX 300 insurance rates, safety features, and more.
You can start comparing quotes for Lexus NX 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Lexus NX 300 car insurance costs are $1,594 a year or $133 a month.
The chart below details how Lexus NX 300 insurance rates compare to other crossovers like the Cadillac XT4, Hyundai Tucson, and Audi SQ5.
|Lexus NX 300||$376||$688||$372||$1,594|
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
Even though the average annual rate for the Lexus NX 300 is $1,594, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Lexus NX 300.
The average Lexus NX 300 car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Lexus NX 300 are $1,594, while 2018 Lexus NX 300 rates are $1,556, a difference of $38.
|2020 Lexus NX 300||$376||$688||$372||$1,594|
|2019 Lexus NX 300||$358||$660||$390||$1,566|
|2018 Lexus NX 300||$344||$656||$398||$1,556|
Driver age can have a significant impact on Lexus NX 300 auto insurance rates. As an example, a 40-year-old driver could pay $168 less each month for their Lexus NX 300 auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Lexus NX 300 insurance rates. For example, drivers in Los Angeles may pay $590 a year more than drivers in Philadelphia.
Your driving record can have an impact on your Lexus NX 300 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus NX 300 car insurance with violations on their driving record.
The Lexus NX 300’s safety ratings will affect your Lexus NX 300 car insurance rates. See the chart below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
If the Lexus NX 300 crash test ratings are good, you could have lower Lexus NX 300 car insurance rates. See Lexus NX 300 crash test results below:
|Lexus NX 300||5||4||5||4|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Good Lexus NX 300 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Lexus NX 300 are:
If you are financing a Lexus NX 300, you will pay more if you purchase Lexus NX 300 car insurance at the dealership, so be sure to shop around and compare Lexus NX 300 car insurance quotes from the best companies using our FREE tool below.
You can save more money on your Lexus NX 300 auto insurance rates by employing any of the following five strategies.
The best auto insurance companies for Lexus NX 300 car insurance rates will offer competitive rates, discounts, and account for the Lexus NX 300’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
|Source: Insurance Information Institute|
To start comparing Lexus NX 300 car insurance quotes for free, use our online car insurance comparison tool.