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MINI Convertible insurance rates are $315 cheaper than the average vehicle. MINI Convertible full coverage costs $100 per month, while liability-only coverage costs $40. Continue reading to learn how you can save money on MINI Convertible insurance rates.
You can start comparing quotes for MINI Convertible auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average MINI Convertible auto insurance costs are $1,204 a year or $100 a month.
The chart below details how MINI Convertible insurance rates compare to other convertibles like the Mercedes-Benz SL 450, Mercedes-Benz SLC 300, and BMW M6.
|Mercedes-Benz SL 450||$482||$922||$398||$1,960|
|Mercedes-Benz SLC 300||$432||$804||$398||$1,792|
However, there are a few things you can do to find the cheapest MINI insurance rates online.
The MINI Convertible trim and model you choose will affect the total price you will pay for MINI Convertible insurance coverage.
The average MINI Convertible auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 MINI Convertible are $1,204, while 2017 MINI Convertible rates are $1,192, a difference of $12.
|2018 MINI Convertible||$294||$536||$264||$1,204|
|2017 MINI Convertible||$284||$524||$274||$1,192|
Driver age can have a significant effect on MINI Convertible auto insurance rates. For example, 30-year-old drivers pay $53 more for MINI Convertible auto insurance than 40-year-old drivers.
Where you live can have a large impact on MINI Convertible insurance rates. For example, drivers in New York may pay $313 a year more than drivers in Chicago.
Your driving record can have an impact on the cost of MINI Convertible auto insurance. Teens and drivers in their 20’s see the highest jump in their MINI Convertible auto insurance with violations on their driving record.
Your MINI Convertible auto insurance rates are tied to the MINI Convertible’s safety ratings. See the breakdown below:
|Small overlap front: driver-side||Not Tested|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Not Tested|
|Roof strength||Not Tested|
|Head restraints and seats||Not Tested|
|Source: Insurance Institute for Highway Safety|
MINI Convertible crash test ratings will affect your MINI Convertible auto insurance rates.
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
MINI Convertible safety features can lower the cost of your insurance. The safety features for the 2020 MINI Convertible include:
If you are financing a MINI Convertible, you will pay more if you purchase MINI Convertible auto insurance at the dealership, so be sure to shop around and compare MINI Convertible auto insurance quotes from the best companies using our FREE tool below.
Drivers can end up saving more money on their MINI Convertible auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for MINI Convertible insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Convertible auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the MINI Convertible offers.
|Source: Insurance Information Institute|
Start comparing MINI Convertible auto insurance quotes for free by using our convenient online comparison tool.