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Spokane, WA average annual auto insurance rates are very close to the state average. They are about the same as Spokane Valley rates.
You can save on Spokane, Washington auto insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on cheap auto insurance in Spokane, Washington for every age, credit history, and driving record.
Ready to find affordable auto insurance rates in Spokane, WA? Enter your ZIP code above to get started.
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The cheapest auto insurance company in Spokane, based on average rates, is Nationwide.
The top auto insurance companies in Spokane, WA, ranked from cheapest to most expensive are:
There are a lot of factors that determine your auto insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
All Spokane drivers have to meet the Washinton state law minimum requirements to buy auto insurance.
In Washington, you have to carry at least:
It’s recommended that most drivers carry more than the state minimum.
Spokane is the 2nd largest city in Washington. Let’s take a look at how Spokane auto insurance rates compare to other cities in Washington. The average cost of auto insurance in Washington state is $2,903.
INRIX ranks Spokane as the 113th most congested city in the U.S. Spokane is west of Spokane Valley, so traffic heading to a larger city can affect auto insurance rates.
City-Data reports an average commute time for Spokane is 21 minutes.
Car theft in Spokane also affects rates. The FBI’s most recent annual statistics report 1,737 car thefts in a city population of 217,066. That’s a rate of 800 cars stolen per 100,000 population.
Spokane has about the same rates as the state average when compared to other cities of its size in Washington, but you can still save by shopping around and comparing.
Before you buy auto insurance in Spokane, WA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Spokane, WA auto insurance quotes.