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Maybe you’ve found a better policy with one of the best auto insurance companies in your area. Maybe you are jumping onto someone else’s auto insurance policy. There are many reasons one might want to cancel an Allstate auto insurance policy.
If you are wondering how to cancel Allstate auto insurance, you’ll be happy to know the process is quite easy. Policies can be canceled by calling or visiting your Allstate agent; however, there are some pieces of information you’ll want to have on hand, which we discuss in our guide.
Read on and easily find a new policy to replace your Allstate car insurance by comparing rates using our comparison tool above.
Table of Contents
As mentioned above, contacting your agent is the best way to cancel your policy. Contacting your agent can be done by phone, email, or in person. If you are looking to cancel as soon as possible, contacting Allstate by phone will likely be your best course of action.
It doesn’t appear as if Allstate allows for cancellation by email, so there is no speciic Allstate cancel policy email address.
If you are unable to reach your agent, you can contact Allstate customer service department, which can be reached at 1-877-810-2920 or 800-255-7828.
If you are unsure of your agent’s contact information, it can usually be found on your Allstate auto insurance card. Allstate also has a mobile app where your information can be added. If you added information to this app when your policy started, your agent’s contact information may be there.
After canceling your policy, it is a good idea to get a cancellation confirmation or Allstate cancellation notice. This can help avoid any headaches down the line.
There are many things you should consider before canceling an auto insurance policy with any company.
For example, if you are moving and think you’ll have to cancel your policy, you could simply talk with your agent. A large company like Allstate will likely have an agency in your area and you won’t have to worry about searching for a new company.
For an example of how much Allstate costs by state, check out the chart below.
|State||Average Annual Rates|
|District of Columbia||$6,468.92|
If you have purchased a new vehicle, you can also easily add it to your Allstate insurance policy by contacting your agent and giving them information about the new vehicle.
One of the most important things to do before canceling your policy is securing a policy with another company. It is illegal and unsafe to drive without auto insurance for any amount of time. Avoid all this by making sure your new policy starts when your old one ends.
Most insurance companies need similar information when canceling your policy. Of course, your name and address will be required. Your policy number should also be on hand. Be sure to give your agent the date you want your policy to be canceled.
It is important you are absolutely sure of the date your policy should end as you don’t want to be driving without insurance for even a day.
Some agents also require an Allstate insurance cancellation letter which should explicitly say you want to cancel your policy. If you’re wondering how to write a cancellation letter, you’ll be happy to know it’s quite easy.
Many people worry about a possible auto insurance cancellation fee when canceling their policies; however, Allstate doesn’t charge this fee in most cases. It is always important to double-check the rules for canceling your specific policy.
Additionally, it is a good idea to ask about any potential cancellation fees before starting a policy.
If you have paid for your Allstate policy in advance, you will likely receive a refund after termination. Again, this is something that should be discussed with your agent.
Allstate auto insurance refunds come from the portion of your policy that has already been paid for which you haven’t used. If some time has passed and you’ve yet to receive your refund, be sure to follow up for information.
Now that you’ve decided to cancel your auto insurance policy with Allstate, you might find yourself in the market for a new policy. There are many things that should be considered when looking for a new policy, including how auto insurance companies determine their rates.
You’ll find that most auto insurance companies have a similar set of determining factors, which can include the area you live, your age, the amount of coverage you opt to buy, and more.
If you are moving to a new state, you also need to consider the auto insurance laws in your new home. Some states require more auto insurance coverage than others.
NAIC has a list of each state’s insurance websites. Additionally, check out the chart below for the minimum auto insurance requirements across the United States.
|States||Type of Coverage||Minimum Limits|
|Alabama||BI & PD Liab||25/50/25|
|Alaska||BI & PD Liab||50/100/25|
|Arizona||BI & PD Liab||15/30/10|
|Arkansas||BI & PD Liab, PIP||25/50/25|
|California||BI & PD Liab||15/30/5|
|Colorado||BI & PD Liab||25/50/15|
|Connecticut||BI & PD Liab, UM, UIM||25/50/20|
|Delaware||BI & PD Liab, PIP||25/50/10|
|Washington D.C.||BI & PD Liab, UM||25/50/10|
|Florida||PD Liab, PIP||10/20/10|
|Georgia||BI & PD Liab||25/50/25|
|Hawaii||BI & PD Liab, PIP||20/40/10|
|Idaho||BI & PD Liab||25/50/15|
|Illinois||BI & PD Liab, UM, UIM||25/50/20|
|Indiana||BI & PD Liab||25/50/25|
|Iowa||BI & PD Liab||20/40/15|
|Kansas||BI & PD Liab, PIP||25/50/25|
|Kentucky||BI & PD Liab, PIP, UM, UIM||25/50/25|
|Louisiana||BI & PD Liab||15/30/25|
|Maine||BI & PD Liab, UM, UIM, Medpay||50/100/25|
|Maryland||BI & PD Liab, PIP, UM, UIM||30/60/15|
|Massachusetts||BI & PD Liab, PIP||20/40/5|
|Michigan||BI & PD Liab, PIP||20/40/10|
|Minnesota||BI & PD Liab, PIP, UM, UIM||30/60/10|
|Mississippi||BI & PD Liab||25/50/25|
|Missouri||BI & PD Liab, UM||25/50/25|
|Montana||BI & PD Liab||25/50/20|
|Nebraska||BI & PD Liab, UM, UIM||25/50/25|
|Nevada||BI & PD Liab||25/50/20|
|New Hampshire||FR only||25/50/25|
|New Jersey||BI & PD Liab, PIP, UM, UIM||15/30/5|
|New Mexico||BI & PD Liab||25/50/10|
|New York||BI & PD Liab, PIP, UM, UIM||25/50/10|
|North Carolina||BI & PD Liab, UM, UIM||30/60/25|
|North Dakota||BI & PD Liab, PIP, UM, UIM||25/50/25|
|Ohio||BI & PD Liab||25/50/25|
|Oklahoma||BI & PD Liab||25/50/25|
|Oregon||BI & PD Liab, PIP, UM, UIM||25/50/20|
|Pennsylvania||BI & PD Liab, PIP||15/30/5|
|Rhode Island||BI & PD Liab||25/50/25|
|South Carolina||BI & PD Liab, UM, UIM||25/50/25|
|South Dakota||BI & PD Liab, UM, UIM||25/50/25|
|Tennessee||BI & PD Liab||25/50/15|
|Texas||BI & PD Liab, PIP||30/60/25|
|Utah||BI & PD Liab, PIP||25/65/15|
|Vermont||BI & PD Liab, UM, UIM||25/50/10|
|Virgina||BI & PD Liab, UM, UIM||25/50/20|
|Washington||BI & PD Liab||25/50/10|
|West Virginia||BI & PD Liab, UM, UIM||25/50/25|
|Wisconsin||BI & PD Liab, UM, Medpay||25/50/10|
|Wyoming||BI & PD Liab||25/50/20|
This video from Allstate touches on this liability coverage.
Now that you have some more information on finding a cheaper option than your Allstate auto insurance rates, don’t spend hours comparing rates online. Use our comparison tool below and easily compare rates from top companies in your area.
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